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Top Mistakes to Avoid When Selling Your Rural Property in Montgomery County, NY | By: Carrie Smith, Real Estate Agent, Krutz Proerties

Selling a rural property in Montgomery County, NY—whether it’s a farm, acreage, or small-town home—can be very different from selling a typical suburban house. The market is unique, buyers are specialized, and your property’s features require special attention. Avoiding common mistakes can save you time, stress, and even money.

Here are the top mistakes to avoid when selling your rural property in Montgomery County:

1. 

Not Pricing Your Property Correctly

One of the biggest mistakes sellers make is overpricing or underpricing their rural property. Montgomery County’s rural market is very specific—farms, acreage, and small-town homes have different buyer expectations than typical residential homes.

Tip: Work with a local real estate agent who knows rural and farm properties in towns like Fort Plain, Canajoharie, St. Johnsville, and Sharon Springs. An accurate, market-based pricing strategy ensures faster sales and better offers.

2. 

Ignoring Curb Appeal and Property Presentation

Even if your property is rural or includes farmland, first impressions matter. Overgrown driveways, unkempt barns, or messy yards can turn buyers away.

Tip:

  • Clean up entrances, mow fields, and repair visible structures.

  • Highlight unique features: barns, pastures, ponds, or gardens.

  • Professional photos are essential—buyers often start their search online and will decide whether to visit based on what they see.

3. 

Not Marketing Your Property to the Right Buyers

Rural and farm buyers are a specialized audience. Marketing your property as just “a home for sale” won’t attract the right people.

Tip:

  • Include property type in all marketing materials: “50-acre farm for sale near Fort Plain NY” or “Historic small-town home in Canajoharie NY”.

  • Use local and niche platforms: Zillow, Realtor.com, local farm and land listings.

  • Highlight key selling points: acreage, outbuildings, soil quality, water access, or historic features.

4. 

Failing to Disclose Important Property Details

Rural properties may have zoning restrictions, easements, water access, or other legal considerations. Failing to disclose these upfront can slow down the sale or create legal issues.

Tip:

  • Gather all relevant documents before listing.

  • Be transparent about property features, boundaries, utilities, and restrictions.

  • Buyers will appreciate honesty, and it builds trust with local buyers.

5. 

Neglecting the Local Market Trends

Rural property sales in Montgomery County can fluctuate seasonally, and prices vary by town—what works in Canajoharie might not in St. Johnsville or Sharon Springs.

Tip:

  • Work with a local agent who tracks small-town and rural market trends.

  • Consider timing your sale strategically: spring and summer are often high-interest months for farm and rural property buyers.

  • Understand comparable property sales in your ZIP code (e.g., 13317 for Canajoharie).

6. 

Underestimating the Importance of Professional Guidance

Selling a rural property requires expertise in zoning, farmland value, and marketing to the right buyer. Trying to sell on your own, without an agent familiar with rural and small-town properties, can lead to long market times and low offers.

Tip:

  • Partner with a local agent who specializes in rural, small-town, and farm properties in Montgomery County NY.

  • An experienced agent can handle negotiations, marketing, and paperwork efficiently, saving you time and stress.

Conclusion

Selling a rural property in Montgomery County, NY doesn’t have to be overwhelming. By pricing correctly, marketing strategically, presenting your property well, disclosing important details, and partnering with a knowledgeable local agent, you can sell faster and for the best price.

If you’re considering selling your farm, rural acreage, or small-town home in Fort Plain, Canajoharie, St. Johnsville, Sharon Springs, or surrounding Montgomery County, contact me, Carrie Smith, for a free, no-obligation market consultation. I specialize in rural and small-town properties and can help you get top results in today’s local market.

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Selling Your Home As-Is: A Practical Guide for Homeowners in Fort Plain, Canajoharie, Sharon Springs, and Surrounding Areas| By Carrie Smith Real Estate Agent| Krutz Properties

If you’re thinking about selling your home in Fort Plain, Canajoharie, Sharon Springs, Fulton, Montgomery, Schoharie, or Herkimer County, you may be wondering whether it’s worth fixing up before you list — or if it makes more sense to sell it as-is.

For many sellers in our region, especially those with older homes or properties that have been in the family for years, an as-is sale can be the smartest and simplest option.

Here’s a clear guide on what selling as-is really means, when it makes sense, who it’s best for, and why pricing it right is so important in today’s market.

What Does “As-Is” Mean When Selling a Home?

When you list a property “as-is,” you’re telling buyers upfront that the home will be sold in its current condition — no repairs or upgrades will be made before closing.

Buyers can (and should) still do an inspection, but it’s for their own information only, not as a way to reopen negotiations. This keeps expectations clear on both sides.

Many homeowners in smaller communities like Fort Plain, Canajoharie, and Sharon Springs choose this route because it simplifies the entire selling process.

Why Selling As-Is Can Be a Smart Move

1. 

Less Stress, Less Work

Skip the contractors, delays, and uncertainty. Selling as-is means you can move forward without worrying about repairs or renovations — perfect if you need to sell quickly or are managing an estate property.

2. 

Appeal to Investors and Project Buyers

Homes listed as-is often attract serious buyers who are comfortable taking on improvements — including investors, flippers, and people looking for affordable homes in Montgomery, Schoharie, or Herkimer County. These buyers typically move fast and are often cash-ready.

3. 

Fewer Surprises After the Offer

One of the biggest reasons real estate deals fall apart is post-inspection negotiations. Selling as-is helps prevent that. Buyers know the condition upfront, and inspection results are for their insight only.

4. 

Transparency Builds Trust

Being open about a home’s condition shows integrity. Buyers appreciate honesty, and it often leads to smoother transactions — especially in close-knit communities like ours, where reputation matters.

Who Should Consider Selling As-Is?

An as-is sale might be right for you if:

  • You’re settling an estate or inherited property in Fort Plain, Canajoharie, or Sharon Springs.

  • You’re relocating quickly for work or family and don’t have time to do updates.

  • The home needs more repairs than you want (or can afford) to handle.

  • You’re selling a rental or long-held family home that hasn’t been modernized.

  • You prefer a fast, straightforward sale without extended back-and-forth negotiations.

If this sounds like your situation, selling as-is can actually save time, money, and stress — while still achieving a strong result when priced correctly.

When Selling As-Is Might Not Be Ideal

If your home just needs a few inexpensive fixes — like paint, cleaning, or small curb appeal updates — it might be worth doing those quick touch-ups first.

A good local agent (that’s where I come in) can help you decide what’s truly worth doing versus what won’t move the needle on your sale price.

The Key: Price It Right from the Start

When selling as-is, pricing is everything.

Buyers understand a home may need work, but they’ll still compare it to other listings in Fulton, Montgomery, Schoharie, and Herkimer County.

Price it too high, and it will sit — because buyers will assume it’s overpriced and needs repairs.

Price it right, and you can attract multiple offers, even on homes that need updating.

An experienced local agent will analyze nearby sales, condition, and demand to help you find that sweet spot — so you’re not leaving money on the table or scaring off good buyers.

How to Make an As-Is Sale Work Smoothly

  • Disclose what you know honestly. It builds trust and protects you legally.

  • Allow inspections for information only. Buyers feel confident without putting your sale at risk.

  • Highlight the positives. Location, layout, size, lot, and potential are big selling points.

  • Market to the right audience. Some buyers love a project — you just need to reach them.

Bottom Line

Selling as-is can be a smart, stress-free way to move on — especially if your home is in Fort Plain, Canajoharie, Sharon Springs, Fulton, Montgomery, Schoharie, or Herkimer County and needs some TLC.


Selling as-is can be a smart, stress-free way to move on — especially if your home is in Fort Plain, Canajoharie, Sharon Springs, Fulton, Montgomery, Schoharie, or Herkimer County and needs some TLC.

It’s all about setting the right expectations, attracting the right buyers, and pricing strategically for your local market.

If you’re curious what your home could sell for as-is, I’d be happy to provide a no-pressure market review specific to your area.

Message me today or contact me through my website to learn what your property could realistically bring — even without repairs.


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Why Zillow Can’t Give You Your True Home Value — And Why a Local Listing Agent in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs is Your Best Choice| By: Carrie Smith, Krutz Properties

Selling your home in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs is one of the most important financial decisions you’ll make. Many homeowners turn to Zillow or other online platforms for a quick estimate, but Zillow cannot give you the true market value of your home. Only a local listing agent who knows your area can provide an accurate assessment, help you sell quickly, and get the best possible price.

Automated Estimates Are Limited

Zillow and similar websites use algorithms to generate home values, but they cannot account for the unique features of your property. Things like private farmland, acreage, commercial zoning, or upgrades are invisible to online tools. If you’re selling a home in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs, relying solely on a Zillow estimate can mislead you about your home’s true value.

Why Local Market Knowledge Matters

A local real estate agent knows the neighborhoods, streets, and buyers in your area. Homes in Fort Plain real estate markets may sell differently than properties in Sharon Springs or Canajoharie. A local agent understands:

  • Recent sales of similar homes in your town

  • Buyers actively searching for homes in St. Johnsville real estate

  • Seasonal trends and pricing strategies

  • Unique property features like zoning for agricultural or commercial use

The Risks of Hiring Out-of-Town Agents

Hiring someone who isn’t familiar with your local area can result in:

  • Overpricing or underpricing your home

  • Delays in selling due to lack of local insight

  • Missed opportunities to highlight key features like farm property or zoning potential

  • Inaccurate advice about property taxes or layout issues

How a Local Listing Agent Can Help

Working with a trusted listing agent in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs ensures you:

  • Receive a true market value assessment

  • Get guidance on property taxes, zoning, and land layout

  • Attract buyers looking for homes for sale in your town

  • Benefit from personalized guided tours that showcase your home’s unique features

Your Local Real Estate Expert

I’m Carrie Smith with Press Properties, and I’m the local listing agent for homes in Fort Plain, Canajoharie, St. Johnsville, and Sharon Springs. If you’re thinking of selling your home, or just want to know its market value, I can help.

Call or text me today to get a personalized consultation, see your property on the map, review tax information, and schedule a private home tour. Let’s make sure your home sells for its full potential! (518) 900-7204

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Ready to Sell Your Home in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs? Here’s How to Get Top Dollar| By Carrie Smith, Real Estate Agent| Krutz Properties

Selling a home in small-town Upstate New York is different from selling in a city. Whether you live in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs, the market is unique, and buyers are looking for homes with charm, history, and character. As a local real estate agent, I help homeowners in these towns get top results, fast.

In this post, I’ll walk you through the essential steps to sell your home successfully in our area.

Understand Your Local Market

Each town has its own market trends:

  • Fort Plain: Homes here are moving quickly, often to buyers looking for historic charm.

  • Canajoharie: Limited inventory means well-priced homes sell fast.

  • St. Johnsville: Buyers are often looking for rural properties with open land.

  • Sharon Springs: Historic homes and farmhouses attract buyers from across Upstate NY.

Knowing what buyers are looking for in each town will help you price your home correctly and position it to sell quickly.

Prepare Your Home for Sale

First impressions matter. Buyers in small towns notice:

  • A welcoming exterior — fresh paint, clean porch, tidy yard

  • Well-lit, decluttered interiors

  • Repairs or updates that make the home move-in ready

Even small upgrades can make a huge difference in the final sale price.

Price It Right

Pricing is key. Price too high, and your home may sit on the market. Price too low, and you leave money on the table. As a local agent, I analyze recent sales in Fort Plain, Canajoharie, St. Johnsville, and Sharon Springs to recommend a price that attracts buyers while maximizing your return.

Market Your Home Strategically

Marketing a small-town or rural property isn’t just putting it online. I use:

  • Professional photography and video tours

  • Targeted online listings and social media promotion

  • Local networking — getting your home in front of buyers who are actively looking in our area

This approach ensures your home gets seen by the right buyers, fast.

Navigate Offers and Close with Confidence

Once offers come in, I guide you through:

  • Reviewing terms and contingencies

  • Negotiating effectively

  • Ensuring a smooth closing process

My goal is to make selling your home in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs stress-free and successful.

Ready to Get Started?

If you’re thinking about selling your home in Fort Plain, Canajoharie, St. Johnsville, or Sharon Springs, let’s talk. I offer free home valuations and a personalized selling plan tailored to your property and your town.

Get Your Free Home Valuation → Text “HOME” to (518)900-7204



Carrie Smith
Licensed Real Estate Salesperson
Cell/Text 518-900-7204


www.krutz-properties.com
59 W Main Street
Canajoharie NY 13317
7204

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Stop Window Shopping: Why Being Pre-Qualified or a Cash Buyer is Everything in Real Estate | By Carrie Smith| Licensed Real Estate Agent | Krutz Properties

Let’s talk about something that can make or break your dream home deal: being pre-qualified or a cash buyer.

Because here’s the truth — real estate is not window shopping. You’re not browsing throw pillows at Target. You’re making one of the biggest purchases of your life, and if you’re not financially ready, sellers aren’t going to roll out the welcome mat.

In fact? They probably won’t even let you in the door.

What Does “Pre-Qualified” Even Mean?

Getting pre-qualified (or better yet, pre-approved) means you’ve already talked to a lender, shared your financial info, and gotten a letter that says, “Yep, we’d give this person a mortgage.”

This tells sellers two things:

  1. You’re serious.

  2. You can actually afford what you’re looking at.

Otherwise, it’s just pretend. And trust me, homeowners aren’t staging their home, loading the kids in the car, and cleaning up the dog hair so someone can come “just to see what it’s like.”

Why It Matters (A Lot)

Let me break it down:

Homeowners don’t want lookie-loos. They want qualified buyers who can write an offer today if they love it.

  • Sellers talk to their agents, and if you’re not pre-qualified (or cash), you’re not seen as a real offer.

  • You’re wasting your own time. If you fall in love with something and then realize you can’t afford it, it’s brutal. Why do that to yourself?

The Process: Quick, Painless, and Powerful

Here’s what it looks like:

  1. Call a lender (I’ve got great local ones if you need names).

  2. They’ll ask for some basics: income, job history, credit score, etc.

  3. Within a few days (sometimes hours), they’ll give you a pre-qualification letter.

If you’re paying cash? Even easier. Just have proof of funds ready — like a bank statement or letter from your financial institution. That’s your golden ticket.

What Happens If You Skip This Step?

  • You could miss out on the home you love.

  • Agents (including me!) may not even book your showing without it.

  • Sellers won’t take your offer seriously.

  • You risk delays, heartache, and looking unprepared.

Bottom Line

If you’re serious about buying, get your financial ducks in a row before we start walking through front doors. It protects you, it gives you leverage, and it shows sellers you’re ready to roll.

Still have questions? I’ll walk you through every step — and I can connect you with lenders who actually answer their phones.

Let’s make sure you’re ready before you fall in love with the one.

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Why Supporting Small Town Real Estate Agents Matters | By Carrie Smith Licensed Real Estate Agent | Krutz Properties

Licensced Real Estate Agent | Krutz Properties

Let’s be honest — small-town real estate isn’t like the HGTV shows. Nobody’s rolling up in a Range Rover with a camera crew, and I’ve yet to see a single dramatic kitchen reveal happen in under 30 minutes.

Out here, houses have history. Sometimes that history includes three generations of the same family, a rumor about hidden cash in the attic, and a kitchen that hasn’t been updated since Nixon was in office. And you know what? That’s part of the charm.

But here’s the thing — when you’re buying or selling in a small town, having a local agent isn’t just “nice.” It’s essential.

We Know the Area (and the People)

I don’t just work here — I live here. I know which roads flood in spring, which backyards get the best evening light, and which “quiet” neighborhoods turn into a fireworks competition on the Fourth of July.

A big-city agent or an online service might see a listing and think, “Looks great!” I see the same listing and say, “That roof’s seen more winters than a snowplow driver. Let’s check that first.”

We Price Homes for the Real Market

City agents sometimes breeze in thinking our prices work like theirs — they don’t. Overpricing is one of the fastest ways to make your home sit… and sit… until the only calls you’re getting are from nosy neighbors.

A local agent knows what houses actually sell for, not just what you wish they’d sell for. We can price it right from the start so it doesn’t gather digital dust on the MLS.

We’re Not Just Agents — We’re Neighbors

Small-town agents run into clients at the post office, the gas station, and while grabbing milk at Stewart’s. We don’t disappear after closing — partly because we can’t. It’s hard to hide when you’re in the checkout line behind someone you sold a house to.

That means we care a little more, because our reputation isn’t just online — it’s right here in the grocery aisle.

We Speak “Small Town”

We know that when a seller says, “The place needs a little TLC,” that could mean “The porch needs a coat of paint” or “The porch fell off in 1983 and we’ve been using a ladder ever since.”

We understand that “5 minutes from town” really means “15 minutes if you drive like my uncle, 8 if you drive like my cousin.”

Your Money Stays Local

When you work with a local agent, the commission doesn’t vanish into a corporate headquarters in another state. It gets spent here — at the hardware store, the diner, the school fundraiser. Supporting a small-town agent is basically investing in your own community.

Bottom Line

Sure, you can list your home online with a company that promises fast results and flashy tech. But will they know about the unmarked trail behind Maple Street that leads to the best fishing spot? Will they know why the corner house on Elm is always decorated for Halloween… in March? Will they understand how to price your place so it sells instead of sitting?

Probably not.

So if you want an agent who actually knows your town, your people, and maybe even your favorite pie flavor, stick with someone local. We’ve got the experience, the connections, and the snow boots.


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Top Mistakes Sellers in the Mohawk Valley Make (And How to Avoid Them)By Carrie Smith, Licensed Real Estate Salesperson at Krutz Properties

Thinking about selling your home around Fort Plain, Canajoharie, St. Johnsville, or anywhere in the Mohawk Valley? Before you list it, let’s talk about the real mistakes I see folks make all the time—ones that can cost you time, money, and peace of mind.

I’m not here to sugarcoat it. Selling a home is a big deal. And in smaller towns like ours, where the buyer pool is tight and people talk, first impressions (and strategy) matter more than ever.

Here are the top mistakes local sellers make—and how to make sure you don’t:

1. 

Overpricing Based on Emotion (Not the Market)

It’s natural to feel your home is worth more—it’s full of memories, after all. But buyers aren’t paying for your story. They’re comparing your place to similar homes in their budget.

What to do instead:

Get a hyper-local home value estimate based on recent sales in your exact area. I offer that for free, and it’s not a computer-generated guess—it’s based on real market knowledge from right here.

2. 

Waiting for “The Right Season” to List

I hear this all the time: “We’ll wait until spring.” But in our area, serious buyers don’t disappear in fall or winter—they just have fewer options. That can work in your favor.

What to do instead:

Sell when it makes sense for you. I’ll help you figure out how to make your home stand out in any season.

3. 

Not Fixing the Little Things

Peeling paint, dripping faucets, squeaky doors—buyers notice these things. And in a slower market, they’ll move on to the next home without a second thought.

What to do instead:

Let me walk through with you before listing. We’ll create a small, smart fix-it list that keeps your costs low but your appeal high.

4. 

Thinking “As-Is” Means No Effort At All

Even if you’re selling as-is, there’s a big difference between “as-is” and “unprepared.” A little cleaning, decluttering, and basic staging can make all the difference—even in fixer-uppers.

What to do instead:

I can help you sell as-is strategically—especially to out-of-town buyers looking for investment potential.

5. 

Letting Online Zestimates Set Expectations

Zillow and other sites have no idea your roof is new or your back porch overlooks open fields. Relying on their numbers can steer you way off track.

What to do instead:

Let’s look at actual local sales—Fort Plain to St. Johnsville—not just averages. Real numbers tell a better story than algorithms.

6. 

Skipping Pre-Listing Strategy Altogether

Throwing your home online without a plan is a missed opportunity. In rural markets, targeted marketing and smart timing matter even more than in the city.

What to do instead:

I help you build a listing plan from day one—so you’re not just “on the market,” you’re in demand.

Bottom line?

Selling around here isn’t one-size-fits-all. It takes a little planning, some local knowledge, and someone in your corner who actually knows these towns—not just your square footage.

If you’re even thinking about selling in Fort Plain, Canajoharie, St. Johnsville, or the surrounding area, let’s talk. Just a real conversation about what’s possible.

Ready to find out what your home’s worth in today’s market?

Carrie Smith

Licensed Real Estate Salesperson

Krutz Properties | Serving the Mohawk Valley & Surrounding Rural NY

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Which House is So You? A Look at the Most Popular Home Styles in My Neck of the Woods

If you’ve ever driven through Fort Plain or Canajoharie and nearly driven off the road gawking at a house, you’re not alone. We’ve got some serious architectural charm in this pocket of Upstate New York. Whether you’re house hunting or just nosy (hi, I’m both), here’s a breakdown of the most popular home styles around here—and what makes them so lovable.

1. Victorian Homes

Dramatic. Romantic. Possibly haunted (in a good way).

These are the showstoppers with wraparound porches, fancy little spindles, and the kind of roofline that makes you question your basic ranch-style choices. You’ll find these beauties in Fort Plain, Canajoharie, and Sharon Springs.

If you’re into high ceilings, stained glass, and whispering “wow” every time you walk through a room—this is your era.

Perfect for: Dreamy listing photos, emotional buyers, and anyone who collects teacups or secretly wants to be in a Hallmark movie.

2. Colonial (Dutch & Georgian)

Symmetry for days.

These homes are rooted in our early settler history, which is a polite way of saying: they’ve been here a long time and they’re still standing tall. Clapboard or brick, gable roofs, chimneys where they should be—it’s like a real-life history lesson you can live in.

Perfect for: Buyers who appreciate heritage, or just like things where they belong (looking at you, symmetrical windows).

3. Farmhouses

The unofficial mascot of Upstate NY real estate.

Simple, sturdy, and charming without even trying. Most come with land—sometimes a lot of it. If you want chickens, gardens, or to finally live out your “cottagecore” Pinterest board, this is the one. Found all over rural outskirts and former farming land.

Perfect for: Buyers wanting space, privacy, or just more porch to decorate for fall.

4. Craftsman / Bungalows

Small but mighty—and usually already updated.

These are the cozy, low-key cuties with exposed beams and deep porches. They’re ideal for first-time buyers who want charm and modern function without committing to a renovation show on HGTV. And yes, they’re as Pinterest-worthy as they sound.

Perfect for: Entry-level buyers, downsizers, or anyone who loves an open floor plan with soul.

5. Greek Revival

Like living inside a museum—without the tourists.

Tall columns. Bold trim. Drama with a capital D. You’ll spot these around old churches, schools turned homes, and estates that feel like they should come with a butler named Charles. Elegant, timeless, and definitely Instagrammable.

Perfect for: Architectural buffs, renovators, or anyone trying to convince their in-laws they’re fancier than they are.

6. Italianate

The stylish cousin in the historic family.

Think tall, skinny windows, dramatic overhangs, and decorative brackets that scream, “I was built in the 1800s and I’m still fabulous.” Found in the town centers of St. Johnsville and Palatine Bridge, often mixed-use or multi-unit. Basically: charm meets income potential.

Perfect for: Investors, entrepreneurs, or someone who wants their home to look like it stepped out of a European painting.

7. Cape Cods

Basic in the best way.

Compact, classic, and built to last. These popped up post-WWII and are great if you’re into practical layouts, cozy vibes, and easy upgrades. They’re everywhere—and for good reason.

Perfect for: Budget-conscious buyers, VA/FHA loan seekers, or people who don’t want to spend half their weekend mowing.

Which One’s Your Favorite?

Whether you’re hunting for a haunted Victorian (just kidding… kind of) or a starter Cape Cod with some DIY potential, there’s a style—and a story—for everyone up here.

Thinking of buying? Want to see what’s out there?

Shoot me a message and I’ll send you what’s on the market right now that matches your vibe and your budget. I’m fun, I’m resourceful, and I’m not here to pressure you—I’m here to guide you.

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